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If you're a first-time buyer, perhaps you've only dreamed
of purchasing a downtown condo or San Diego beach front property.
But with the right information and a hardworking downtown
real estate duo on your side, you can make that dream happen!
Making the leap from renter to homeowner can seem daunting
at first. But there are many reasons to feel confident in
your decision to purchase now:
- More affordable housing is being built downtown than ever
before. Ask us about CCDC incentive
programs and exciting upcoming projects.
- The San Diego renter's market is competitive. In many
cases, it's easier to find a San Diego condo to purchase
or even a San Diego luxury home for sale than it is to find
a rental property.
- A shortage of rental properties means rent has skyrocketed,
but mortgage rates are at historic lows. Many first-time
buyers will have monthly payments lower than their rent
once was!
- Renters are paying their landlord's mortgage. Plus, they
aren't getting any of the tax advantages that come with
ownership.
- Pride of ownership. Few things compare to the sense of
satisfaction that comes from owning your own home. -And
when we put our knowledge and experience to work to find
you the best deal on a downtown condo or San Diego beach
front property, that feeling is unparalleled!
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As a first-time buyer, it is common to have fears about purchasing
a new home. Here are a few we encounter with our clients,
and some suggestions we have for dealing with them:
It takes years to become fluent in the "language"
of real estate and mortgage lending. That's why it's so important
to choose an experienced San Diego
real estate agent with a proven track record for success.
Plus, when you choose Sandra Melville Detamore for
your first home purchase, we'll give you lots of information,
like this helpful glossary
of Real Estate terms and definitions. When we brag that
we have the smartest clients in town, we mean it!
Unfortunately, much of what you've heard about credit reporting
errors, identity theft and fluctuating FICO scores can be
true. But remember-knowledge is power. Check your credit reports
on a regular basis and ask us about
simple things you can do today to improve your FICO score
at purchase time. And even if your credit is less than
perfect, we can help you secure financing at the best rates
available.
Buying at the top of market value is less of a risk than
you may think. According to the National Association of REALTORS®,
national home prices have increased an average of 6.3 percent
a year for the past 35 years. In our neighborhood, the downtown
San Diego luxury home market has far surpassed national growth,
and San Diego condo purchases are now considered one of the
best real estate investments available.
Downtown residents typically love their homes! Forget about
suburban sprawl, long commutes and houses without personality.
The downtown lifestyle is one of innovation, energy, culture
and style. Take it from us: we live and work here!
One of the most exciting things about living downtown is
that the area is constantly changing! From the new Petco Park
and Central Library to the burgeoning Gaslamp District, "tired"
is a word we rarely hear uttered by downtown residents.
If you have any additional questions or concerns from a first-time
home buyer's perspective, or if you'd like to talk about moving
from the suburbs to the city, contact
us today!
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